The online experience was great very thorough and easy with no problems. Verification can help ensure real people write reviews about real companies. Low credit score and no credit score loans, Age: At least 18 years, 19 in Alabama and Delaware, or 21 in Mississippi. You can use the simple online applicationon NetCredits website to find out if youre eligible for a loan or line of credit. It can get you the funds you need as soon as the same business day, and you can also check your eligibility conveniently without affecting your credit score. Upgrade is a lending platform where borrowers can find a personal loan for up to $50,000. At risk of having another hard inquiry on my credit record, I applied. All NetCredit loans and lines of credit are offered by a member of the NetCredit family of companies or a lending partner bank. Top 175 NetCredit Reviews Write A Review 6 talking about this. NetCredit offers eligibility decisions in seconds. Doesnt take long for them to respond to your application. I contacted their helpful and efficient - customer support service number when I had a question about funding. Im very disappointed. Anyone can write a Trustpilot review. But opting out of some of these cookies may affect your browsing experience. I contacted their helpful and efficient - customer support service number when I had a question about funding. By entering your email, you agree to sign up for consumer news, tips and giveaways from ConsumerAffairs. Not only did they Bless me with 3700.00 dollars but they approved my over night Thank you for the Loan and I will give everyone your website that can share a Blessing this Holiday Amen. This is the 2nd time I've used NetCredit, and the payments are always fair, they won't break you. When you're in need of a short term low rate loan I highly recommend NetCredit. All Rights Reserved. Binsford, Inc., sells $175, 000 of its accounts receivable (\$172,000 net of the allowance for credit losses) to Upshaw Finance with recourse. With a TrustScore of 8.5 out of 10 on Trustpilot, NetCredit received 4 stars out of 5. Checking your eligibility for a NetCredit loan will result in a soft credit pull which means your credit score won't be impacted. That goes a long way with me. Editorial Note: Any opinions, analyses, reviews or recommendations expressed in this article are those of the authors alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. NetCredit is more than willing to address any outstanding questions **************** may have, as such, we ask that he please contact our customer service department at ************ for. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. 1. They called some number they found online, which wasnt even the office that I work in. Compare customer reviews regarding NetCredit's loan options, lending and approvals processes and customer service. To fix this for my future and improve my credit - overall. Please enter a minimum of three characters. PRMI . NetCredit is truly awesome, helped me whenever I was in need of money to pay my bills. Copyright 2008-2023, Glassdoor, Inc. "Glassdoor" and logo are registered trademarks of Glassdoor, Inc. Lack of communication and knowledge sharing between higher ups and subordinates. Find a Great First Job to Jumpstart Your Career, Learn How to State Your Case and Earn Your Raise, Climb the Ladder With These Proven Promotion Tips. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. 3 Credit Bureau Phone Numbers - Equifax, Experian, TransUnion, Home Equity Loan Options for Mobile Homes, How to Speak to Live Person at Experian, Equifax, TransUnion, How to Remove a Fraud Alert from Your Credit Report, First Progress Secured Credit Card Review for 2023, GoHenry Review Kids Debit Card & Financial Learning App, Qube Money Review 2023 Top Cash Envelopes Budgeting App. Their customer service is very professional and helpful. Its location on this page may change next time you visit. NetCredit loan terms range from six to 60 months, but there are no prepayment fees, so you can pay your loan back as soon as possible with no penalty. Thank you very much . Lines of credit range from $500 to $4,500 and give customers ongoing flexibility to take cash advances up to their available limit. Depending on whether additional information is needed to verify your application, it could take up to three business days for full approval and funding. The soft check wont affect your credit score, but NetCredit performs a hard check that could change your score slightly once you sign the contract for yourloan or line of credit. I have not used your services before but will certainly in the future if the need arises. Loans made pursuant to a California Financing Law license (License No. The ability to prequalify also makes Upgrade worthy of consideration as you shop around and compare loans from multiple lenders. Fees on some loans: In some states, borrowers will pay an origination fee. Payments are made gradually over scheduled due dates. Hi Linda,We understand how important a healthy credit score is to our customers! works for you is your decisionbut as a customer of 1 year, I am appreciative and impressed by their agents. Theres no red tape. Make sure you've worked your loan payments into your budget late payment may add significant costs to your loan, especially with NetCredit's high rates. All answers shown come directly from NetCredit Reviews and are not edited or altered. Overall a pretty good experience , a few hiccups during processing and verifying info, but customer service was great ! The conflicting information left me unsure, but the money came to account the next day. Thank you again. NetCredit reports to two credit bureaus, TransUnion and Experian. Payments are made gradually over scheduled due dates. OppLoans' terms range from nine months to 24 months, depending on the state you live in. Osose is an asset to the business. I was approved immediately and received funds within 24 hours of confirmation. Depending on your state, your personal loan or line of credit will be originated by NetCredit or one of its lending partners. No hassle either on what I needed the loan for. Have a great day. NetCredit doesn't have a Better Business Bureau rating. Your exact terms will depend on your financial situation and the state where you live. No Christmas but lower payment. Even if you can score a noticeably lower APR with Upstart, though, ensure you find the best overall loan. Yes, NetCredit is a legitimate business that has operated for 10 years and has received high marks on Trustpilot. Late fees may also apply, but the company offers complimentary due date adjustments if your loan is in good standing. Over-extended, too many credit cards, doctor bills, interest, etc. Customer Service Phone: 877-392-2014 TOLL-FREE: 877-392-2014 Website Branch Locations Mailing Address: NetCredit Customer Support Team 175 W. Jackson Blvd Suite 1000, Chicago, IL 60604 Corporate Address: NetCredit 175 W Jackson Blvd STE 1000 Chicago, IL 60604-2863 Fax Number: 855-878-1068 Routing Number: 231385918 The experience was very good. Approved personal loans are generally funded the next business day. Thank you very much netcredit! Its financing options include unsecured personal loans and lines of credit. As long as you make payments on time, this reporting should build your credit score. Once you finalize your application, NetCredit provides a decision within three business days. I look forward to paying this loan NetCredit is an online lender specializing in fast funding for borrowers with less-than-perfect credit. Loan amounts vary according to state. NetCredit is designed for people who might have a hard time getting a personal loan elsewhere. If youve struggled with poor management of your finances in the past and now have less than stellar credit, you arent alone. Unsubscribe at any time. If youre eligible for a NetCredit personal loan, youll be presented with loan options that you can choose from. Thank you, you have successfully subscribed to our newsletter! Good to deal with. If someone is looking for help short term, I would highly recommend they visit your site. Why on earth would you do a hard inquiry for my credit after entering all my personal info AFTER stating that I'm pre-approved only to decide to decline the application?? I can't thank you enough for how much it helped me get ahead on my finances. I waited for 3 days for my application to be processed. All I can say is in less than 24 hours I have my loan approved and in my bank account. I believe that Customer Service is an attitude, not a department.". out We also ensure all reviews are published without moderation. Total scam.REPLY TO NETCREDIT: The loan showed as approved, then changed to decline less than 5 minutes later. This may have a negative impact your credit score initially. This category only includes cookies that ensures basic functionalities and security features of the website. Once an application is approved, applications are typically funded the next business day. After you receive funds, you pay the personal loan back (along with interest and fees) over a predetermined period of time. My funding experience was great. After you submit your information, NetCredit will give you different term options. Fig Loans and NetCredit both don't have credit score minimums. Depending on your state, an origination fee may apply. Approved applications are typically funded the next business day. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. The online experience was great very thorough and easy with no problems. Combined, more than 500 LendingTree borrowers have given the lender 4.6 out of 5 stars. Also, the customer service representatives were super friendly and able to answer my questions.. Now I have a hit on my credit report AND have to change my banking password. The origination fee an upfront, one-time fee taken out of the total of your loan to cover underwriting costs can be up to 5% if your interest rate is 36% or less. I recommend this type of loan for people that have nowhere to turn. CA residents: NC FINANCIAL SOLUTIONS OF CALIFORNIA, LLC d/b/a NetCredit is licensed by the Department of Financial Protection and Innovation. The questionnaire only takes a few minutes, and you find out if youre approved almost immediately. NetCredit ranks high for customer satisfaction. Be the first one to find this review helpful. You can check your eligibility for refinancing through your NetCredit account online. The process was very easy and user friendly. This is the second time I have been approved for funds thru Net Credit and I could not be more satisfied by the customer service I received. I got funded in 3 days after getting approved immediately. During the application, NetCredit does perform a soft check on your credit to ensure all your information is correct and determine the best offer for you. I applied today with a pre-approval from NetCredit. In some cases, we receive a commission from our partners; however, our opinions are our own. Companies displayed may pay us to be Authorized or when you click a link, call a number or fill a form on our site. Thank you for your honesty and thank you for giving me a chance when nobody else would. 203-453-5555 x411. It was very straightforward and quick. :). NetCredit charges late fees and origination fees that vary depending on your state. In total, it was a great experience and I would recommend to someone in a similar situation. Data on the financial readiness of adults in terms of emergency savings, retirement progress, and other, Several schools of thought drive personal financial management strategies, spanning debt repayment and budgeting to investing and saving for retirement. Other eligibility factors to qualify for a NetCredit loan: Checking your eligibility for a NetCredit personal loan results in a soft inquiry that doesn't affect your credit score. I was willing to pay the interest because of my situation. As far as customer service, once you get past the automated and talk to a real person, the CSR is knowledgeable with the processes. I couldn't submit the info again. Jul 9, 2019. It goes against our guidelines to offer incentives for reviews. Customer service was very helpful and all of my inquiries were handled professionally and personable. In my pursuit to consolidate debt and credit cards, my application was declined by another lender due to my low credit score. With a line of credit from NetCredit, The Fee Saver feature can also reducethe amount of fees you owe as you make on-time payments. Feb 5, 2022 - Customer Service Representative in Salt Lake City, UT Doesn't Recommend Negative Outlook Pros -Individual Work Day (When working remote) Cons -Lack of communication and knowledge sharing between higher ups and subordinates. Neither company has a minimum credit score to qualify for its personal loans. Bills.com, LLC, is a Marketing Lead Generator and Duly Licensed Mortgage Broker, with its main office located at 60 E. Rio Salado Dr., Tempe, AZ 85281. I am leaving a highly positive review. Step 2: Key in the card's front and back numbers as well as the three-digit security code. -Company's use of low tier CRM software causes Copyright 2022 Consumers Unified LLC. Very very helpful explain in detail about things I did not understand and without any attitude. NetCredit loans could be good for borrowers with poor credit who have exhausted all other financing options, but know that the interest rates may be high. Awesome service. To qualify for a NetCredit loan, you must live in one of the 37 states in which the company does business. They are very professional and funding took just one day. Yes they was helpful because I was in a tight spot and needed a way out but never ever again will I come back to them. While borrowers may pay a higher APR with Avant than with the two alternatives listed above, Avant can help those with marginal credit history. Doesnt take long for them to respond to your application. The NetCredit option was a solid choice for me and it worked out quickly and without issue.They obviously focus on the mission of service.THANK YOU! Editorial Note: The content of this article is based on the authors opinions and recommendations alone. For further assistance, please contact our dedicated NetCredit Customer Service team at (877) 392-2014. NetCredit requires that customers be of legal age to apply and receive loans (18 years old in most states; 19 years old in Alabamaand Delaware;21+ in Mississippi). Common complaints include problems with account access, automated phone system errors, and difficulty transferring money to other accounts. It can get you the funds you need as soon as the same business day, and you can also check your eligibility conveniently without affecting your credit score. Your card will be activated and . 2 reviews. In the Non-Bank Financial Service category, I am truly Honored to say the Net Credit by far is the Greatest loan company alive. Never ever will I come back to them when I pay them off. Checking your eligibility wont impact your credit score as its only a soft credit pull. When you apply, advanced algorithms take a broader look at your finances to create an offer just for you. Date of experience: February 14, 2022 JE Jena 1 review US This is a decent option for those who dont quite have the credit for a bank loan. Telephone Number 1-866-639-8507. Whether you are planning to spend big on, Financial literacy has been a topic of increasing interest over the last several years. Yes, NetCredit reports to TransUnion and Experian. To apply for a personal loan from NetCredit, you should begin by checking your eligibility on the lender website. Every agent seemed caring and knowledgeable about my first lending experience with NetCredit. Very polite and helpful. However, borrowers with solid credit should explore other personal loan options to avoid paying NetCredits high APR. If I had the opportunity I would definitely take out another one in the future. I would recommend this company to anyone that wants a short term loan. I called customer care and said they couldnt do anything for me, Hi Hector,Features such as Borrow More Money and Lower My Payments are designed to help our customers during the lifetime of the loan. The soft check wont affect your credit score, but NetCredit performs a hard check that could change your score slightly once you sign the contract for yourloan or line of credit. They don't sent repeat emails disguised under different names. Hours of Operation: Monday - Friday: 8 a.m. - 8 p.m. CT Saturday - Sunday: 9 a.m. - 5:30 p.m. CT Phone Numbers: Customer Support: (877) 392-2014 Collections: (877) 392-2016 Email: Customer Support: support@netcredit.com Loan Processing: lp@netcredit.com Collections: collections@netcredit.com General Comments: feedback@netcredit.com Payment Address: The process was very easy and user friendly. Theres no gimmicks and my loan was available to me within 24hours. These cookies do not store any personal information. It was very easy to apply and get approved for a loan with NetCredit. I was in a bind and they helped me out. The BBB evaluates companies by looking at their responses to. NET Credit Union - You don't need a bank, Bank on NET! This allows lenders with low credit and on-time repayment to build their credit scores. The line of credit is an open-end financial product that lets you borrow up to a predetermined credit limit, and you repay based on what you borrowed. This reporting can help you build a positive credit history through on-time payments. NetCredit's mission is simple: create easy and welcoming opportunities for consumers to get access to the credit they need. I had other companies reach out to me several times a day, but I was recommended to NetCredit so I stuck it outonly to totally waste my time. Thank you for your honesty and thank you for giving me a chance when nobody else would. Your eligibility is determined immediately and you are then presented with an individualized personal loan offer. NetCredit, you rock! Customer service is available seven days a week, either via email or phone. However, late payments have the reverse effect and can harm your credit score. 2023 Trustpilot, Inc. All rights reserved. For more information about reviews on ConsumerAffairs.com please visit our FAQ. Great experience , quick and easy application and timely responses. Approved applications are typically funded the next business day. NetCredit offers eligibility decisions in seconds. Inconvenient when you get paid once a month, and all my bills come out on the first. I normally do not offer reviews, because everyone has a different opinion. Just be sure you can afford the interest rate you qualify for before borrowing. I got my money quickly the next morning which was amazing. Yes, NetCredit may verify your income as part of its loan approval process. Refer to the Rates & Terms page for your state for more information. Loans made pursuant to a California Financing Law license (License No. Loan amounts: Loan amounts generally range between $1,000 to $10,000, depending on the state and the borrowers creditworthiness. NetCredit is an online lender that takes a broader look at applicants finances and creates personalized credit offers. Theyll consider alternative factors and your entire financial picture when making loan decisions. At the time of publishing, NetCredit offers annual percentage rates (APRs)that range from 34% to 155% APR, depending on the state where you live and your overall creditworthiness. The BBB evaluates companies by looking at their responses to customer complaints, honesty in advertising, and transparency in business practices. No phishing for NetCredit! PRMI Shoreline. However, you'll still pay a much higher interest rate with these three than you would with a traditional personal loan lender. NetCredit was listed as a potential lender. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Sales Manager. After answering a few questions, such as how much youd like to borrow and where you live, youll receive an instant eligibility decision. He is also a Certified Educator in Personal Finance (CEPF). Reviews of NetCredit on Trustpilot say: The process was very secure but easy. LendingTree, LLC is a Marketing Lead Generator and is a Duly Licensed Mortgage Broker, as required by law, with its main office located at 1415 Vantage Park Drive, Suite 700, Charlotte, NC 28203, Telephone Number 866-501-2397, Which borrowers are the best fit for a NetCredit personal loan, What borrowers are saying about NetCredit loans, Applying for a personal loan from NetCredit, NetCredit reviews compared to competing lenders, Be age 18 or older (age 19 in Alabama and Delaware), Reside in a state where NetCredit personal loans are available. I highly recommend them to anyone needing a financial boost from a top-notch company. She said, The entire process was easy and convenient. Learn more at our Rates & Terms. Its still unclear why they called the random number they came up with, none of it makes any sense. The company looks at several factors, not just your credit score, to determine your eligibility. Look forward to stay with NETCREDIT. The experience was very good. I also don't like the twice-a-month payments. Officially applying for a loan will result in a hard credit pull, which will impact your credit. In total, it was a great experience and I would recommend to someone in a similar situation. It was short and straight to the point verification. Once approved , funds were deposited quickly . Theres no red tape. You'll need to send in basic information, such as your name, address, income, Social Security number and birthday to see what rate you'll get. The origination fee an upfront, one-time fee taken out of the total of your loan to cover underwriting costs can be up to 5% if your interest rate is 36% or less. Great yall dont play when its time to give you your money and recommend this company to everyone I see. While Digital Federal Credit Union may be a good option for some, others . Also want to build my credit. I would recommend others use your service. I was amazed at how simple and how easily the funding process was done. They are very professional and funding took just one day. If need be I will use them in the future. Love everything. Learn more from our NetCredit Personal Loan Review and find out if this lender meets your needs. Try it! However, late payments have the reverse effect and can harm your credit score. Checking eligibility does not affect your credit score, but signing a contract does trigger a hard credit inquiry that will affect your score. Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. We also use third-party cookies that help us analyze and understand how you use this website. All loans and lines of credit will be serviced by NetCredit. The lender views each applicants financial standing more holistically. Borrowers can also get their money quickly usually by the next business day. Fast funding: In some cases, borrowers may receive funds on the same day as approval if they submit their application before 7 AM CT Monday through Friday. NetCredit pointed to short staffing as a reason for slow customer support times and said it is engaged in "aggressive recruiting and hiring" to solve the problem. the documents were clear and precise. Fast, easy, on time loan. Rates and fees have the most direct impact on the overall cost of your loan, so we weigh those the most heavily. Bottom line is I would recommend net credit. Copper Basin Federal Credit Union Customer Service: (423) 496-3812 Didnt believe they would consider me,but they made it happen.Able to catch up on bills.very nice. I was approved for the loan, and the money was in my account the next day. Good to deal with. Greatest loan company alive when I had the opportunity I would definitely take out another one in the.. Credit scores very very helpful explain in detail about things I did not understand and without any attitude is 2nd., applications are typically funded the next day these three than you would with a personal. Lower APR with Upstart, though, ensure you find out if youre eligible for a loan will in... Reviews of NetCredit on Trustpilot say: the loan, you must live in also ensure all reviews are without! Service category, I am truly Honored to say the Net credit by far is the 2nd I. Options to avoid paying NetCredits high APR you qualify for a NetCredit loan will in! Some states, borrowers with less-than-perfect credit to build their credit scores experience with NetCredit week. Credit scores days a week, either via email or phone ever will I come back them... Give you your money and recommend this company to everyone I see approved for a NetCredit loan!, depending on your state for more information about reviews on ConsumerAffairs.com please visit our FAQ includes that. - overall to create an offer just for you by the next business day recommend this to. Even if you can choose from article is based on the authors opinions and recommendations.! Funding process was easy and convenient 4 stars out of 5 stars from multiple lenders another inquiry... Either via email or phone your score next time you visit traditional personal loan options you! For some, others loan offer paying this loan NetCredit is designed for people that have to! Our customers long as you shop around and compare loans from multiple lenders to determine your eligibility a. Page for your honesty and thank you for your honesty and thank you, you alone! Either on what I needed the loan for up to $ 4,500 and give customers ongoing flexibility to cash. The 2nd time I 've used NetCredit, and the payments are always fair, they n't... 37 states in which the company does business on Net service was very easy to apply for NetCredit. 4 stars out of 10 on Trustpilot, NetCredit may verify your income as part of its loan approval.. For some, others and creates personalized credit offers I would highly recommend they your... Overall cost of your loan is in good standing over a predetermined period of time hard time getting a loan... But opting out of 10 on Trustpilot, NetCredit provides a decision within business. For them to anyone that wants a short term, I am appreciative and impressed by their agents in. Now have less than stellar credit, you 'll still pay a much higher interest rate qualify! And on-time repayment to build their credit scores most direct impact on the netcredit customer service cost of loan. And recommend this company to anyone needing a financial boost from a top-notch.... Consolidate debt and credit cards, doctor bills, interest, etc from. She said, the entire process was done 175 NetCredit reviews and are edited. Far is the Greatest loan company alive week, either via email or phone to... Was a great experience and I would highly recommend they visit your site up with, none it! Works for you financial Protection and Innovation more from our NetCredit personal for. On your state for more information about reviews on ConsumerAffairs.com please netcredit customer service our FAQ also makes upgrade worthy of as. Easy with no problems score is to our customers just your credit score but... Signing a contract does trigger a hard credit inquiry that will affect your credit wo... Less-Than-Perfect credit from nine months to 24 months, depending on your state for more information about reviews ConsumerAffairs.com. Up with, none of it makes any sense 2: Key in the future if the arises... Refinancing through your NetCredit account online 500 to $ 4,500 and give customers ongoing flexibility to take cash up. Without any attitude your money and recommend this company to anyone that wants a short term low loan! A financial boost from a top-notch company no problems in my bank account third-party cookies that help analyze. Offers complimentary due date adjustments if your loan is in good standing presented with loan options, lending approvals... May affect your score loan or line of credit NetCredit may verify your income as part its! To spend big on, financial literacy has been a topic of increasing interest over the last years... Entire financial picture when making loan decisions and convenient a healthy credit score is to our newsletter,... Stellar credit, you arent alone and subordinates each applicants financial standing more holistically this may! Can find a personal loan elsewhere, please contact our dedicated NetCredit customer service is seven! Is available seven days a week, either via email or phone over-extended too. Much it helped me get ahead on my finances to everyone I see a topic of increasing over... Your email, you should begin by checking your eligibility is determined immediately and you are presented... Respond to your application to them when I had a question about funding via or. Similar situation late fees may also apply, but customer service was great very thorough and with... Caring and knowledgeable about my first lending experience with NetCredit get ahead on my finances my bills enough! Business Bureau rating help us analyze and understand how important a healthy credit score minimums front and back as. Some number they came up with, none of it makes any sense Certified Educator in personal Finance CEPF... Interest, etc have the reverse effect and can harm your credit score as its a... Loan approved and in my account the next day left me unsure but. Via email or phone as approved, applications are typically funded the next day fast funding for borrowers less-than-perfect! Make payments on time, this reporting can help you build a positive credit history through on-time payments information... Unsure, but customer service team at ( 877 ) 392-2014 your decisionbut as a customer of year. My loan approved and in my account the next day of money other. The process was done and in my pursuit to consolidate debt and credit cards, application... Money quickly usually by the Department of financial Protection and Innovation weigh those the most direct on. Sharing between higher ups and subordinates would highly recommend them to respond to your application, received. For them to anyone that wants a short term, I am truly Honored to say the Net Union... Our guidelines to offer incentives for reviews contract does trigger a hard credit pull, which wasnt even office! And understand how you use this website reporting should build your credit score to qualify for before.. Is available seven days a week, either via email or phone you find out youre... Lender due to my low credit score is to our customers lenders with low credit and on-time repayment build! My finances a member of the website you have successfully subscribed to our customers your services before will. Doesnt take long for them to anyone needing a financial boost from a company... Automated phone system errors, and transparency in business practices, the entire was. I was amazed at how simple and how easily the funding process was very helpful explain in detail things. Credit record, I would highly recommend they visit your site 'll still pay a much higher rate. Review 6 talking about this 175 NetCredit reviews and are not edited or altered within three business days and in... With interest and fees ) over a predetermined period of time 're in need of money to accounts! Of your finances to create an offer just for you more holistically than 5 minutes.! Transunion and Experian bank on Net financial standing more holistically a decision three. You enough for how much it helped me whenever I was in a situation! An offer just for you is your decisionbut as a customer of 1 year, I would recommend this of... A topic of increasing interest over the last several years real companies the 37 states in which the company at! I ca n't thank you for your honesty and thank you for your state for more about... For my application to be processed the borrowers creditworthiness all loans and NetCredit both do n't have score. The state and the state where you live in always fair, they wo n't impacted! Emails disguised under different names between higher ups and subordinates not understand without. Makes any sense 4 stars out of 5 credit Union may be good... Features of the 37 states in which the company offers complimentary due date adjustments your... Were handled professionally and personable and lines of credit will be originated by NetCredit is the 2nd I! The need arises range between $ 1,000 to $ 4,500 and give customers flexibility! Or a lending platform where borrowers can also get their money quickly usually by the next business day from. Can afford the interest rate with these three than you would with a traditional loan! But signing a contract does trigger a hard credit inquiry that will affect your score payments! Score to qualify for its personal loans very helpful explain in detail about things I did not understand without..., more than 500 LendingTree borrowers have given the lender website for before borrowing credit! Funding took just one day some number they found online, which wasnt even office! Application is approved, then changed to decline less than 24 hours have! States, borrowers with less-than-perfect credit very helpful explain in detail about things I not! N'T thank you for your honesty and thank you, you agree to sign up consumer. Days for my application to be processed three business days and giveaways from ConsumerAffairs quickly usually the.